Steady employment, savings and paying bills on time are all important steps in getting ready to buy a home. In order to get and keep yourself on the right track financially, you may want to contact a credit counselor to advise you on credit matters and solutions for issues.

We recommend you start with a basic budget to keep track of your expenses and prepare for the changes that home with the responsibility of owning a home.

Take advantage of free non-profit government-endorsed resources available to consumers that provide debt management or credit counseling services. Counselors can help you repair your credit and teach you how to manage your debt. Contact our local housing counseling agency, NHS of New Britain or schedule an appointment near you by contacting a free HUD approved home counseling agency for advice on getting things in order before you buy a home.