The due date for your mortgage payment is the 1st of each month. Late charges are assessed if we have not received your payment in our office within 15 days of the date due. Please note we do not consider the postmark date in determining the timeliness of your payment. We request you mail your payment on or before the due date to avoid the possibility of incurring a late payment charge. We are not responsible for delays related to mail delivery.

If a check is not honored by your bank and returned to us, we will charge an administrative fee of up to $30.00 per occurrence.

We encourage the use of electronic payments to ensure the timely receipt of funds. Electronic payments must be set up by you in our online system, Payment Advantage, which you can access here:  It is free to use if you sign up for automatically scheduled payments, and the system provides additional loan information including your due date, payment amount, late charge balance, principal and escrow balances and more. The system is updated daily to reflect the most recent information on your account. Most importantly, payments through this system are the best way to ensure that all payments are applied to your account correctly, and received on time without any complications from mail delivery at the post office

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