How do I choose the right lender for me?
Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a company that gives helpful advice and that makes you feel comfortable. A lender that has the authority to approve and process…
When should I talk to a mortgage lender?
The best time to contact a lender is when you start thinking about buying a home. Although you can’t actually apply for a mortgage until you have chosen your home and signed a contract to buy it, you shouldn’t wait…
How do I begin the process of buying a home?
Start by thinking about your situation. Are you ready to buy a home? Talk to friends and family, drive through neighborhoods and look in the “Homes” section of the newspaper. Call a McCue representative who will help you determine how…
What is the difference between pre-qualifying and pre-approval?
Pre-qualification is an informal way to determine how much you may be able to borrow. You can be pre-qualified over the phone with no paperwork by telling us your income, your long-term debts and how large of a downpayment you…
What information do I need to give to a lender when I apply for a mortgage?
You need to provide documentation of income (to support the mortgage), assets (to make a downpayment and pay closing costs) and ongoing debts. More specifically this includes the the following information: W2’s for the past 2 years 4 current paystubs…