Why can’t I apply the surplus to keep my payment the same?

We cannot adjust your monthly payment by putting substantial amounts into escrow. By law, any increase must be remitted on a monthly basis. However, you may return the funds to your escrow account to protect you against future shortages. To do so, endorse the enclosed surplus check with a written explanation of your wishes and mail it to:

McCue Mortgage
P.O. Box 1000
New Britain, CT 06050-1000

The return of your surplus will NOT change your monthly payment.

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