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Now’s a great time to start planning. Steady employment, savings and paying bills on time are all important steps in getting ready to buy a home. We recommend you start with a basic budget to keep track of your expenses and prepare for the changes that come with the responsibility of owning a home. You can learn more about repairing your credit and how to manage your debt by contacting a free HUD approved home counseling agency for advice on getting things in order before you apply.

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